6 Ways to Lower Your Car Insurance Premiums

by | Dec 11, 2017 | Insurance

Car insurance costs can take away a chunk of your disposable income. If you don’t want to end up with little to no wiggle room in your budget, here’s how to cut down on costs for your car insurance in Jacksonville:

Keep a clean record

Speeding tickets are nothing in the grand scheme of things—or so you might think. But racking up those tickets can leave a bad mark on your driving record. Insurance companies are going to take one look at that and assign you higher premiums because of it. That’s a good incentive to keep your record clean by driving carefully.

Look for car safety features

A car that’s loaded with a ton of safety features can help you get lower premiums for your car insurance in Jacksonville, especially anti-theft devices, says the Investopedia. Those safety features help eliminate or prevent accidents so they lower the risk factor for insurance companies. This results in lower insurance costs.

Choose the right car

States have a list of cars that often get stolen. If yours is on the list, expect your insurance rates to spike. However, if your car isn’t on the list, then you could expect lower rates.

Move someplace else

Your insurance rates can also vary from state to state as well. For instance, urban car owners often pay more for their car insurance than suburban car owners.

Tell them you’re married

Statistics show that married individuals, especially those with kids, often exercise greater care and caution when behind the wheel. If you’re just getting married, be sure to let your insurance company know. This could lower your insurance costs.

Drop unnecessary coverage

Take a look at your insurance. If there are other features in your coverage that you aren’t really benefiting from, then talk to your insurance agent about dropping them.

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